Friday, 27 December 2019

Houston Tx Auto Insurance

Houston Tx Auto Insurance 


Houston Tx Auto Insurance is The High CPC keyword And Here We Are Presenting Information Regarding To This Keyword:


Houston Tx Auto Insurance 


Houston Car Insurance by Violation or Accident History

Having a spotless driving record is key to keep your car insurance premiums minimal.

The value of the damage caused by an accident plays a part in how much insurance rates will rise.

Compared to at-fault accidents with damages less than $1,000, accidents with damages exceeding $2,000 cost you another 17% per year in premiums.



Houston Car Insurance Premiums by Age


With car insurance payments of $6,937 on average, teenage drivers have the most expensive rates amongst all the age groups.

So, greatest drop in premiums for Houston drivers happens when they hit their 20s.

The Once out of the teenage age bracket, drivers save an average of $5,111.

 So, When you look across all age groups, drivers in their 50s have the smallest car insurance premiums.

Then Their rates usually average $1,826 per year. People in their 60s ($1,902) have premiums that aren't much higher.


  • Teenagers $6,937
  • 20s                 $2,704
  • 30s                 $2,115
  • 40s                 $2,053
  • 50s                 $1,826
  • 60s                 $1,902
  • 70s                 $2,077


Houston Car Insurance by Gender and Marital Status


However, females have premiums that are only a little cheaper than those for males.

Believe it or not, marital status has a substantial impact on premiums.

You can save an average of 10% per year if you're married as opposed to single or divorced.

Rates for those who are widowed are also strikingly cheaper than rates for those who are single.


  • Female $2,126
  • Male $2,143
  • Single $2,143
  • Married $1,923
  • Divorced $2,143
  • Widowed $2,028



Houston Driver Fatalities


In 2016, 440 people were killed in auto-involved traffic fatalities within Harris County.

In Texas, Houston is the city with the most driver fatalities in 2015 and 2016, but per capita, they stand at 211 out of 254 cities in 2016 and 218 out of 254 cities in 2015.

This is largely a function of Houston’s population – as the most populous city in the state of Texas (and the 4th most popular in the country)
Houston Car Crashes

In 2016, there were 436,748 reported crashes in the state of Texas.

Of all vehicle crashes in Texas, almost 16% occurred in Houston, with 24% of the crashes being fatal or incapacitating and causing injury. Texas had no days in 2016 that did not have an auto-related fatality.

Because there are so many accidents that happen in the state of Texas, your insurance premiums are likely to be affected to account for the risk of a potential crash.



Car Theft in Houston


Houston ranks first in the state of Texas for the most car thefts, accounting for 18.5% of all car thefts in Texas and for 12,738 out of 69,056 total car thefts in 2016. Per Capita, Houston is ranked 17th in Texas for car thefts.

Depending on how frequent car thefts are in your neighborhood, insurers might raise your prices if you live in a neighborhood where car thefts are more common.

Overall, given the high number of car thefts in Houston, you can expect to pay a little bit more because of this increased risk.

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